PDA

View Full Version : University Tuitions


StrawberryFieldsForever
10-06-2006, 03:52 PM
Sorry if this has been done recently...


Anyway, I'm in my last year of high school and looking at university. I'm interested in the School of Music, as well as various and History courses.

The School of Music alone is 16 000 dollars for the four year program, and you have to pay for all your music yourself, which will likely become a very large payment.

Even worse, for Philosphy, Western History, and Near Eastern History, and Classical (Rome and Greece) it's a good 20 000 dollar pay-off before books and other fees.

This is at the University of Manitoba.

Anyway, how the hell is anyone supposed to afford that without a well insured relative gettin' hit by an oncoming semi?

My mom herself sure as hell can't afford it because she herself was a victim of the vicious circle that kept her out of university. My dad can't pay this because he was in the same situation. They'd maybe be able to get me 10 000 dollars or so and that's it!

Scholarships could help some, and I am working very hard to obtain some, but they exactly won't help much.

And say I don't make it into the U of M, but I get accepted into say...the University of Toronto. I'm stuck with moving costs, and I'm stuck with renting a dorm.

All the while I'll have to study my *** off 24/7.

I'm working now and saving cash, but minimum wage doesn't exactly earn you $16000 a year, especially when you can barely work because you're trying to keep your grades up so you can get scholarships and actually get accepted into university. And with all this, how is anyone really expected to keep a healthy social life?

Anyway, not that the little rant is over, I post my few questions.

How is a lower-middle class high schooler supposed to escape the vicious circle that keeps the rich rich and the poor poor?

Should banks and other financial institutions be allowed to charge interest on student loans?

Why are universities still making their costs higher and higher each year?

Anyway, I honestly just don't know what to say because the reality I'm facing right now is that I may not be able to afford university, and therefore my kids after me may not be able to afford it, and then my grandkids, and so on.

Discuss the complete bull**** that surrounds us all when it comes to the high price of schooling.

Chrizzle fo' Shizzle
10-06-2006, 03:55 PM
Those prices are for people who have no trouble paying for them


Good schools offer financial aid for most students

Futue te Ipsum
10-06-2006, 03:55 PM
Meh, that's nothing. I'm paying £8000 a year for accommodation. Sure, I'm paying bugger all for the course, but anywho.

Amit
10-06-2006, 04:30 PM
umm

$47,000 a year

stfu all of you

Chrizzle fo' Shizzle
10-06-2006, 04:35 PM
That's why West Virginia is going to own for me

Eleven grand a year, with lots of financial aid and possible merit-based scholarship money despite my 3.19 GPA and 1960 SAT

Futue te Ipsum
10-06-2006, 04:37 PM
umm

$47,000 a year

stfu all of youI'll earn £100,000 a year, so I imagine you'll make up for it with your crazy american doctor wages : /

griftadan
10-06-2006, 05:07 PM
umm

$47,000 a year

stfu all of you

trinity?

i pay about $20,000 a year. i'm applying for residency which will cut that by about half.

Why are universities still making their costs higher and higher each year?

higher demand, in part caused by government subsidation. that and some issue with teacher pay i'm not familiar with.

Amit
10-06-2006, 05:07 PM
jhu

Reaganista
10-06-2006, 05:09 PM
I got a bunch of financial aid and scholarships and whatnot

And my parents aren't even poor

griftadan
10-06-2006, 05:11 PM
jhu

i had a friend who almost went there untill he realized it wasn't worth the money. what are you studying?

Amit
10-06-2006, 05:13 PM
systems & cognitive neuroscience with a minor in music

it's worth the money for a couple of fields

neuroscience, biology, biomedical engineering, public health, and international relations stand out

griftadan
10-06-2006, 05:15 PM
yeah he was doing law or something.

Amit
10-06-2006, 05:18 PM
law school admission rates for jhu prelaw is like 95-99%

same for med school admission

i'm surprised he didn't go to jhu considering how good the prelaw program is

griftadan
10-06-2006, 05:25 PM
because it was too expensive, that and he got a soccer scolarship to southwestern.

italic zero
10-06-2006, 06:33 PM
I can go to any state school for free just because I took a standardized test required for graduation.

RockAndRoll
10-06-2006, 08:02 PM
Sorry if this has been done recently...


Anyway, I'm in my last year of high school and looking at university. I'm interested in the School of Music, as well as various and History courses.

The School of Music alone is 16 000 dollars for the four year program, and you have to pay for all your music yourself, which will likely become a very large payment.

Even worse, for Philosphy, Western History, and Near Eastern History, and Classical (Rome and Greece) it's a good 20 000 dollar pay-off before books and other fees.

This is at the University of Manitoba.

Anyway, how the hell is anyone supposed to afford that without a well insured relative gettin' hit by an oncoming semi?

My mom herself sure as hell can't afford it because she herself was a victim of the vicious circle that kept her out of university. My dad can't pay this because he was in the same situation. They'd maybe be able to get me 10 000 dollars or so and that's it!

Scholarships could help some, and I am working very hard to obtain some, but they exactly won't help much.

And say I don't make it into the U of M, but I get accepted into say...the University of Toronto. I'm stuck with moving costs, and I'm stuck with renting a dorm.

All the while I'll have to study my *** off 24/7.

I'm working now and saving cash, but minimum wage doesn't exactly earn you $16000 a year, especially when you can barely work because you're trying to keep your grades up so you can get scholarships and actually get accepted into university. And with all this, how is anyone really expected to keep a healthy social life?

Anyway, not that the little rant is over, I post my few questions.

How is a lower-middle class high schooler supposed to escape the vicious circle that keeps the rich rich and the poor poor?

Should banks and other financial institutions be allowed to charge interest on student loans?

Why are universities still making their costs higher and higher each year?

Anyway, I honestly just don't know what to say because the reality I'm facing right now is that I may not be able to afford university, and therefore my kids after me may not be able to afford it, and then my grandkids, and so on.

Discuss the complete bull**** that surrounds us all when it comes to the high price of schooling.

Government loans my friends. That's how we go to university. I live in Ontario, so I don't know what the organization is in Manitoba, but I believe every province has one. In Ontario it's called OSAP and essentially you apply because you need money and are a student who can't afford to pay thousands of dollars, they give you money and then you pay them back once you start actually making some money. You couple that with a part time job or whatever and you're set to be a student. There should be no reason for your financial situation to prevent you from going to university.

gingerydoo
10-06-2006, 09:15 PM
Student loans seem to work fine, your system may be different to how it is here though. And of course you should pay interest on it, hit wouldn't be a loan otherwise, espcially seen as a graduate, you're more likely to earn an above average wage.

Incidentally, I'm paying £7,000 for accomodation and tution.

Futue te Ipsum
10-07-2006, 05:31 AM
Student loans seem to work fine, your system may be different to how it is here though. And of course you should pay interest on it, hit wouldn't be a loan otherwise, espcially seen as a graduate, you're more likely to earn an above average wage.

Incidentally, I'm paying £7,000 for accomodation and tution.eurgh I hate west london accommodation prices. at least I get my tuition paid for by the uni.

jaredong
10-07-2006, 05:43 AM
yea yea
Come to UoT, im applying there for next year. It'll be fun! Gonna take like Politics and Philosphy specialised i think. havent got all the things ready though.

Hmmm... i dont really have a plan to pay. Gonne be like 5k+++ per year. Everybody says just take OSAP and pay it off slowly after you're finished university.

Dont worry to much about paying for it. I went to one of those universities talks and they basically said (least the UoT ones) that "if you can get into the school, we'll make sure you will can finish the course". Assuming that you've got good grades of course.

Im sure most universities are like that. Everybodys gotta budget and what not in their lives.

PerpetualBurn
10-07-2006, 06:33 AM
eurgh I hate west london accommodation prices. at least I get my tuition paid for by the uni.

You're doing medicine right? Do you get NHS funding then?

My course is £9,000 for Philosophy and Politics at Keele. And it's about £3,000 a year for accomodation.

666Ozzfan
10-07-2006, 07:45 AM
NZ student loans from the government get zero interest for university fees. Because I'm not worried about the interest etc, I don't know what my loan is up to now.... must be about $16,000 - 20,000 for the two years so far. Actually, probably more. (Physiology & Anatomy)

I'm paying $2700 p.a. on rent and less than $1700 p.a. on power/bills/food.

Total: $4400

Student allowance/weekly living costs gives me $170 pw = $6000 p.a. for a 36 week university year.

Futue te Ipsum
10-07-2006, 08:27 AM
You're doing medicine right? Do you get NHS funding then?

My course is £9,000 for Philosophy and Politics at Keele. And it's about £3,000 a year for accomodation.No. I get money from my university for getting AAA, and that's it. That money covers my tuition fees but then try findin west end accommodation for less than £130 a week on 52 week contracts...

From my perspective the cost of living is all that's a problem. A pretty serious problem, too, when about 1/5th of British medical students are in London, but I don't think you can really drive house prices down.

-1up!-
10-07-2006, 11:36 AM
Lol atrociously high figures...

For this Fall's courses (September-December) I pay about 890$ in tuition fees (for 12 credits. Maximum of 15 credits would have cost me about 1100$) So 1 university year with a full timetable would cost between 2000-2500 CAN$ in tuition fees.

Political Science and Philosophy at University of Montreal.

Social-democracy ftw

revolution
10-07-2006, 05:15 PM
No. I get money from my university for getting AAA, and that's it. That money covers my tuition fees but then try findin west end accommodation for less than £130 a week on 52 week contracts...

From my perspective the cost of living is all that's a problem. A pretty serious problem, too, when about 1/5th of British medical students are in London, but I don't think you can really drive house prices down.

Your money for three A's covers all your tuition fees? Is that for a year or for your whole course? Either way thats very good, what uni are you at?

Futue te Ipsum
10-07-2006, 07:19 PM
Your money for three A's covers all your tuition fees? Is that for a year or for your whole course? Either way thats very good, what uni are you at?it's a repetitive grant. I started before the top up fees came in.
http://en.wikipedia.org/wiki/University_College_London

Knifeboy
10-07-2006, 09:16 PM
Here in denmark, education is free, and we get paid ~500$ a month if we're studying

gingerydoo
10-07-2006, 09:43 PM
eurgh I hate west london accommodation prices. at least I get my tuition paid for by the uni.

What university are you at? I've got a few mates down there, although it is quite a big city.

Ahh dont worry, UCL I see.

Chrizzle fo' Shizzle
10-08-2006, 12:20 AM
Here in denmark, education is free, and we get paid ~500$ a month if we're studying

But you also pay insanely high taxes, yes?

I'm pretty sure that's what my Guiness World Records told me

Iskandar
10-08-2006, 12:50 AM
But you also pay insanely high taxes, yes?

I'm pretty sure that's what my Guiness World Records told me
It's a pretty good trade-off if you ask me. There are worse uses for tax dollars.

Antifa
10-08-2006, 12:54 AM
Why don't we socialize education, or should I be so bold as to say "socialise"?!

Antifa
10-08-2006, 12:54 AM
That was a jab at your Canadianism, by the way.

italic zero
10-08-2006, 12:55 AM
don't you mean canadianizm?

Iskandar
10-08-2006, 01:03 AM
That was a jab at your Canadianism, by the way.
We often use both in free variation.

Well, should we socialize/se university education or what?

Antifa
10-08-2006, 01:03 AM
don't you mean canadianizm?

Hell yes I do.

Futue te Ipsum
10-08-2006, 04:50 AM
So, do none of you believe that students should contribute to higher education? Is University a right, not a privilege?

Iskandar
10-08-2006, 05:04 AM
So, do none of you believe that students should contribute to higher education? Is University a right, not a privilege?
Well, not everybody attends university, nor should everybody. Student assistance works for me.

Knifeboy
10-08-2006, 07:36 AM
But you also pay insanely high taxes, yes?

I'm pretty sure that's what my Guiness World Records told me


World breaking high taxes, yes, but on the other hand our minimum pay is almost 4 times as high as yours

Auberge le Mouton Noir
10-08-2006, 11:13 AM
The IOP give bursaries to universities to give out to physics students as they please

but all the universities are giving them out on a means-tested basis

so no money$ for me :(

bradc1988
10-08-2006, 11:17 AM
Government loans ftw. Full fee paying students pay around 20k a year here for engineering, which only international students or rich folk use. With the government thing I get, HECS, they pay the 20k/year and then I pay 7k of that back after I graduate and earn a certain amount. So for an 80k degree I'll only owe/pay 28k.

There's been this whole issue here where the government said no degree in Australia will ever be over 100k again, but there are still a few courses that are well over 100k. I wouldn't have been able to go to Uni without HECS.

The_Passenger
10-08-2006, 12:48 PM
The IOP give bursaries to universities to give out to physics students as they please

but all the universities are giving them out on a means-tested basis

so no money$ for me :(

I don't know why but for some reason I didn't think you were in university yet :confused:

Or are you just saying you won't get any money when you do go to uni?

Auberge le Mouton Noir
10-08-2006, 12:52 PM
I don't know why but for some reason I didn't think you were in university yet :confused:

Or are you just saying you won't get any money when you do go to uni?

I am saying the latter

I do not go until next year

I won't be going at all if i don't get this bastard UCAS/cambridge form finished :(

The_Passenger
10-08-2006, 12:55 PM
I am saying the latter

I do not go until next year


Ah I see.

I won't be going at all if i don't get this bastard UCAS/cambridge form finished :(

I'm going to have fill out one of those this time next year.

They don't sound like much fun :(

Auberge le Mouton Noir
10-08-2006, 01:14 PM
Ah I see.



I'm going to have fill out one of those this time next year.

They don't sound like much fun :(

Imagine baking a cake and being told you can only eat it if you identify correctly EVERY SINGLE THING that is good about the cake

and the medium for doing so is an online form on a buggy website





well that'd be a fun break from filling out UCAS forms

The_Passenger
10-08-2006, 01:20 PM
Haha, good luck with it.

Ad Absurdum
10-08-2006, 03:10 PM
I am saying the latter

I do not go until next year

I won't be going at all if i don't get this bastard UCAS/cambridge form finished :(Awesome, you're applying for Cambridge too? What course/college?

revolution
10-08-2006, 04:51 PM
The IOP give bursaries to universities to give out to physics students as they please

but all the universities are giving them out on a means-tested basis

so no money$ for me :(


Manchester gives out physics bursaries based on A-Level results. These are univeristy ones, not IOP ones, but its still money:thumb:

arsonist1029
10-08-2006, 04:57 PM
Ummm.... retard, first of all you don't pay $20k up front.

Its usually around 4k for the first year, and if you can't afford that then government loans can help you out seeing as your a Canadian resident.

Auberge le Mouton Noir
10-08-2006, 05:20 PM
Awesome, you're applying for Cambridge too? What course/college?

Churchill for Natural Sciences (physical)

Jharaski
10-08-2006, 11:29 PM
Sup 23,000 USD / year tuition. Sup 18,000 USD salary from mum. Hi2u financial aid that I better be receiving.

Futue te Ipsum
10-09-2006, 05:13 PM
I am saying the latter

I do not go until next year

I won't be going at all if i don't get this bastard UCAS/cambridge form finished :(Meh, screw cambridge. Go to Imperial imo.

Oh, you were complaining about cost...

Auberge le Mouton Noir
10-09-2006, 05:52 PM
Meh, screw cambridge. Go to Imperial imo.

Oh, you were complaining about cost...

If I was in London for any extended amount of time I'd probably die of antipathy. It's a place I've never been able to stand.

PerpetualBurn
10-10-2006, 07:35 AM
I really like to visit London. I'd hate to live there.

Ad Absurdum
10-10-2006, 01:46 PM
Churchill for Natural Sciences (physical)Good choice :) I think Dave Green (http://www.srcf.ucam.org/davegreenfacts/) might be someone involved with teaching you natural sciences if you go to Churchill (not sure how the system works actually), but you better hope it is, he's a legend. I'm applying for maths with physics at emmanuel so I might end up in some of the physical natural sciences lectures in first year if I get in. Good luck with the application anyway.

Against Miik!
10-10-2006, 03:33 PM
You just have to admit to yourself that universities cost to much and you may not be able to go to the school you wanted to because of it. Tuition at my school has been rising steadily every year, while teachers get fired and the president gets a fat bonus. Not to mention they are building a new completely unessecary student center. I think its a problem that legislators will work to fix though. In Ohio, they are trying to pass a bill allowing slot machines and casinos in the state, the revenue from which will go towards billions of dollars in scholarships.

Antifa
10-10-2006, 10:31 PM
Divide and conquer.

Futue te Ipsum
10-11-2006, 06:22 AM
In England the costs are all the same.

Cost of studying law at cambrdige: £3000
Cost of studying surf studies at the university of plymouth (ex poly): £3000

This certainly causes it's problems though. The government is funding a lot of tard farms which really wont produce much in terms of gifted graduates.

HAHA there's a BSc in accupuncture. Hey guys why don't we have a BSc in French and English or perhaps Art or something!

PerpetualBurn
10-11-2006, 06:26 AM
There are quite a few courses with tuition lower than £3000.

Futue te Ipsum
10-11-2006, 06:34 AM
There are quite a few courses with tuition lower than £3000.I've never seen one. I admit to being a snob when it comes to what I consider to be a course, but even polytechnics are asking for £3000. Your university asks for it, my university asks for it, every english university listed here asks for it... who really cares if some tiny HE institution of no value differs?

Dave de Sylvia
10-11-2006, 06:37 AM
In England the costs are all the same.

Cost of studying law at cambrdige: £3000
Cost of studying surf studies at the university of plymouth (ex poly): £3000

This certainly causes it's problems though. The government is funding a lot of tard farms which really wont produce much in terms of gifted graduates.

HAHA there's a BSc in accupuncture. Hey guys why don't we have a BSc in French and English or perhaps Art or something!
I'm doing a BA in the important fields of History and Politics.

Watch me get a job with that. Just watch.

PerpetualBurn
10-11-2006, 06:40 AM
Because a lot of Universities do offer a lower fee, though they're entitled to ask for the full three grand. We're not talking about crappy places, just that maybe a particular department has some extra funding to offer a lower price to students.

Futue te Ipsum
10-11-2006, 06:41 AM
I'm doing a BA in the important fields of History and Politics.

Watch me get a job with that. Just watch.at least it isn't a BSc in history and politics!

I'm intercalating into history. I know I'm going to soooooooooo use that in the future. unbelievably, the history of medicine IS a BSc...

PerpetualBurn
10-11-2006, 06:48 AM
Politics is a social science.

That's obviously the same thing.

Everyone will want to hire me when I have a BA in Philosophy and Politics. Everyone.

The_Passenger
10-11-2006, 06:50 AM
In England the costs are all the same.

Cost of studying law at cambrdige: £3000
Cost of studying surf studies at the university of plymouth (ex poly): £3000


I can remember hearing about this when the course was offered and thinking it was some sort of bad attempt at a joke by the guy who told me.

I also can't believe they cost the same.

and lol, I just looked at the page about "Surf Science" at Plymouth uni's website and it says

"The degree also provides a route into other careers for which any science degree may be appropriate".

That has to be a joke or something.

Futue te Ipsum
10-11-2006, 06:55 AM
I can remember hearing about this when the course was offered and thinking it was some sort of bad attempt at a joke by the guy who told me.

I also can't believe they cost the same.

and lol, I just looked at the page about "Surf Science" at Plymouth uni's website and it says

"The degree also provides a route into other careers for which any science degree may be appropriate".

That has to be a joke or something.It's not as bad as accupuncture BSc's though.

Oh, and homeopathic medicine. YOURE GIVING PEOPLE WATER TABLETS FFS YOU DONT NEED TO HAVE TRAINING.

The_Passenger
10-11-2006, 07:06 AM
It's not as bad as accupuncture BSc's though.


Lol, until this thread I didn't know that universities even offered degrees in accupuncture.

I just searched accupuncture degree and there's a "College of Traditional Accupuncture" near Birmingham and it costs over £4,700 for the first year. Wow.

LegionsofMarduk
10-11-2006, 08:15 AM
I had my first semester paid for me. And I ended up failing 2 classes. After that I lost my funding and was forced to pay the rest of it myself. When I got my degree I had made up those 2 classes and graduated with a 3+GPA. So look at the bright side. Paying for your own education does wonders for your motivation.